Snow white Credit Monitoring, Legal Aspects & Recovery of Bank Loan By D.D. Mukherjee Edition August 2018

Snow white Credit Monitoring, Legal Aspects D.D. Mukherjee

Snow white Credit Monitoring, Legal Aspects D.D. Mukherjee

Features

• The Post- Approval Credit Dynamics in Banks
• A handbook for bank officers in credit operations & students of banking & finance
• Covers three modules across the entire gamut of post-approval credit process ? Monitoring, Legal Aspects & Recovery of Bank Loan
• Includes instructive case laws,real life examples, situation analysis & extensive research
• Includes Companies Act 2013 and amendments
• Resolution of Stressed Assets/NPAs ? Regulatory & other initiatives in recent years
• Insolvency & Bankruptcy Code 2016
• Simple & easy to understand language

Contents

1. On the concept of Charge, Security Interest and Collateral
2. Common charges available to banks (non-mortgage)
3. Common Collateral Securities (non-mortgage)
4. Mortgage as a security
5. Financing non-corporate business entities
6. Company Advances – concept & practice
7. Documentation – concept & practice
8. Multiple Banking / Consortium Banking
9. Follow-up and Monitoring of Credit facilities – Physical
10A. Credit Monitoring & Follow-up – Financial
10B. Diversion & Wilful Default
11. Non-Performing Assets – Concept & Control
12. Industrial Sickness and Rehabilitation
13. Corporate Debt Restructuring
14. Recovery through SARFAESI Act
15. Recovery through Debt Recovery Tribunals
16. Other miscellaneous options for recovery
17. Compromise and Write off – The last resort
18. Frauds, Accountability and golden rules in credit.
Subject Index

About the Author

Dr. D. D. Mukherjee?is a corporate trainer and a senior faculty in the banking and fim domain. He is associated with various institutes of repute in the country – Jawaharl Nehru Institute of Banking and Finance (JNIBF, IDBI Bank),? Hyderabad, Talentsprii Education Services Pvt. Ltd., Hyderabad and Stratadigm? Education Services Pvt. Ltc Mumbai – to name a few. Dr. Mukherjee has more than three decades of experience inl banking and finance. He served State Bank of India for 25 years in various importc positions followed by a seven? year association with IDBI Bank as Senior Facu Dr. Mukherjee is a post-graduate in Physics, a Certified Associate of the Indian Institi of Banking & Finance, and holds a Ph.D. in Management (Finance). Throughout his banking career, Dr. Mukherjee has dealt with appraisal, delive monitoring and recovery of bank credit in Corporate, Retail and International? ere segments. His operational experience in bank lending includes his assignme as head of a number of large branches, commercial lending operations of a large circle of SBI and the management of credit portfolio of the circle. During the peri? 1998-2004, he was a member of Faculty (Credit & IB discipline) at State Bank Si College, Hyderabad. As a member of Faculty, Dr. Mukherjee was actively involved? in formulation and implementation of the revised Credit Risk models for the Bank. He has also done meaningful research in the area of EMI formulations & Housing loan and has developed a Housing loan score card model for use by the bank.